The trend toward seeking higher-value loans suggests that SMEs are increasingly focused on expansion and growth rather than short-term liquidity issues. This shift in demand for larger loans could indicate a growing confidence among small businesses in their ability to invest in long-term projects. This analysis of the SME financing landscape provides valuable insights into […]
OUTLOOK FOR UK ECONOMY LOOKING UP Read More »
There’s clearly a big problem in the housing market, not enough homes are being built and the market relies on larger developers. Smaller developers must be part of the solution providing variety and quality. SOLUTION The Sales Guarantee Scheme supports SME developers to build more homes in a new and improved way. The sales Guarantee
TAKE THE STRESS OUT OF HOUSE BULDING WITH A GUARANTEED SALE OF ALL UNSOLD PROPERTIES Read More »
House builders should look to 2024 has an opportunity to start building again. House prices are not tanking, mortgage rates look to be going down this year, construction workers and materials are more available than they were. We will consider each one in the article below. 1: House Price Recovery Continues Alongside Improving Mortgage Rates
THREE RASONS FOR SMALL AND MEDIUM SIZED HOUSE BUILDERS TO BE CHEERFUL IN 2024. Read More »
To enable the UK to reach net carbon emissions we need to build more energy efficient houses. Although they cost slightly more to build than a traditional house, on average 3%, there will be saving in energy usage. Also, some mortgage lenders offer Green Mortgages that will have a lower interest rate then standard house.
BUILDING ENVIROMENTALY SUSTAINABLE HOUSES Read More »
According to a recent survey by Rightmove, Richmond upon Thames in the Southwest of London is now the happiest place to live in the whole country. Over 26,000 people were polled on 13 ‘happiness factors’ about their area, with Richmond becoming the first London winner in 12 years of the company’s annual Happy at Home
HAPPIEST PLACE TO LIVE IN THE UK 2023 Read More »
According to a recent survey by Rightmove, Richmond upon Thames in the Southwest of London is now the happiest place to live in the whole country. Over 26,000 people were polled on 13 ‘happiness factors’ about their area, with Richmond becoming the first London winner in 12 years of the company’s annual Happy at Home
HAPPIEST PLACE TO LIVE IN THE UK 2023 Read More »
London’s prime property market faces a challenging landscapepost-stamp duty holiday. Mortgage approvals are over a third below thefive-year average, reflecting weakened demand amid rising rates and the Bank of England’s inflation struggle. The market contends with election uncertainty and global conflicts, fostering a pervasive sense of unpredictability. Prime London postcodes mirror this sentiment. October 2023
THE CURRENT STATE OF LONDON’S PRIME HOUSING MARKET Read More »
HOW US TREASURY BONDS AFFECT INTEREST RATES IN THE UK US treasury bonds are debt securities issued by the US government. They influence the interest rates of other countries, including the UK, in two ways:Exchange rate: When the US raises its interest rate, it makes US bonds more attractive to investors, who demand more US
THOUGHT THE BANK OF ENGLAND MAKES INDEPENDANT DECISIONS ON UK INTEREST RATES? READ THIS Read More »
The UK rental market has been experiencing a surge in demand and a shortage of supply in recent years, resulting in rising rents and fierce competition among tenants. According to Zoopla, average rents for new-lets have increased by 11.1% in the last 12 months, while earnings had increased by only 6.7%. Rents have risen by
WHY DEMAND FOR RENTAL ACCOMMODATION SURGES IN THE UK PROPERTY MARKET Read More »
Building land with planning permission has always been expensive, but now it is unaffordable, why is this? Prior to the start of the Bank of England start of rate rises in December 2021 the cost of building land was just about affordable in relation the development’s Gross Development Value (GDV). Since then, the value of
WHY IS BUILDING LAND SO EXPENSIVE? Read More »
